Results are estimates for educational purposes only. Based on 2026 IRS federal brackets and Minnesota state tax rates. Always consult a qualified tax professional.
Minnesota income tax overview
Minnesota has one of the highest top income tax rates in the country at 9.85%, alongside California, Oregon, and New Jersey at the top of the state tax burden list. Despite the high rates, Minnesota consistently ranks highly in quality of life, education, and infrastructure — the high taxes fund genuinely well-regarded public services. The state uses a four-bracket progressive system. Minnesota also has a relatively generous standard deduction of $14,575 for single filers. The Twin Cities metro area (Minneapolis-Saint Paul) has a strong economy with major employers including Target, UnitedHealth Group, 3M, and General Mills.
2026 Minnesota income tax rates
Tax rate
Income range (single filer)
5.35%
$0 – $31,690
6.8%
$31,691 – $104,090
7.85%
$104,091 – $193,240
9.85%
Over $193,240
Worked example: $75,000 salary in Minnesota
A $75,000 salary in Minnesota results in approximately $4,243 in state income tax (effective ~5.7%), plus $12,580 federal tax, $4,650 Social Security, and $1,088 Medicare. Annual take-home is approximately $52,439, or $2,017 bi-weekly.
Key facts: 9.85% top rate · Most workers pay 6.8% effective · Social Security partially taxable
Frequently asked questions — Minnesota income tax
Minnesota partially taxes Social Security. However, most retirees with moderate incomes qualify for a subtraction that eliminates or reduces the tax. Single filers with income under $78,180 can deduct all Social Security from Minnesota income.
Minnesota's high rates fund some of the best public services in the country — top-ranked schools, well-maintained infrastructure, strong public health systems, and extensive parks. The state consistently ranks highly in education and quality of life metrics.
No. Minnesota cities and counties do not levy local income taxes.
Minnesota's standard deduction is $14,575 for single filers in 2026 — close to the federal amount, which is more generous than many high-tax states.
Minnesota's top rate of 9.85% significantly exceeds Wisconsin's top rate of 7.65%. For a $75,000 earner, Minnesota taxes are approximately $500-700 more per year than Wisconsin, though both states offer comparable public services.
Compare Minnesota to other states
Use our US income tax calculator to compare your take-home pay across all 50 states. You may be surprised how much location affects your net income.